| DESIGN EFFECTIVENESS VERSUS INTENDED OUTCOMESStudents certainly appeared to find the environment engaging 
                    and were motivated to improve their scores each quarter. The 
                    fact that almost all the students improved between the post- 
                    and the delayed-post test highlights the fact that ongoing 
                    learning was taking place outside of the program.
 UNEXPECTED LEARNING OUTCOMESThe most unexpected result was the one outlined above, where 
                    students maintained their interest after they had completed 
                    the program, and reported that they were reading The Financial 
                    Review, The Economist, and were talking to experienced investors 
                    about some of the principles.
 HOW LEARNER ENGAGEMENT IS SUPPORTEDThe program was really built to accommodate the learners in 
                    nearly all of the above ways. Some students reported that 
                    they were able to concentrate better on the program than they 
                    could in traditional classes, and observations of them using 
                    the program enforced the fact that they experienced immersion 
                    and “optimal flow”, as all the students had to 
                    be reminded of the time.
  The mindful engagement that derives from such a learning 
                    environment stems not only from the novelty, but from the 
                    realism, interactivity, fantasy, challenge, co-operation and 
                    immersion that is a natural extension to its benefits. ACKNOWLEDGMENT OF LEARNING CONTEXTMost of these points have been answered in other sections, 
                    but the students experienced positive transfer between their 
                    other subjects of study and their everyday lives.
 Diversity issues were taken into account in the building 
                    of the program, with a mindful attempt at designing to accommodate 
                    not only culture, but also age and gender. HOW THE LEARNING DESIGN CHALLENGES LEARNERSThe program presented many challenges to the students. The 
                    scope and depth of the content was challenging, and the presentation 
                    of conflicting information challenged the students to think 
                    about what they were doing and encouraged them to develop 
                    their own strategies for investment. The students made many 
                    comments on the challenges that they experienced, but few 
                    of the experiences were seen as negative or limiting. The 
                    challenges within the program appeared to strengthen its ability 
                    to engage the students and to maintain their interest and 
                    enthusiasm.
 OPPORTUNITIES FOR PRACTICEBecause the students were immersed in a realistic and authentic 
                    learning environment, everything that they did related to 
                    practice. The act of investing, whether as a dyad or a single-allowed 
                    students to demonstrate their learning and receive almost 
                    instant feedback on their decisions. Students were not only 
                    asked to make investment decisions, but also personal decisions 
                    such as on ethics - again authentic decisions that caused 
                    many of them to mention that they'd talked about these things 
                    in other classes but it was not until they had to apply the 
                    concepts that they realised how difficult some of the dilemmas 
                    could be.
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